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主题: mortgage loan applications for existing
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作者 mortgage loan applications for existing   
bgyz2008
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加入时间: 2009/10/10
文章: 15

海归分: -521





文章标题: mortgage loan applications for existing (1174 reads)      时间: 2009-10-11 周日, 09:30   

作者:bgyz2008海天文学 发贴, 来自【海归网】 http://www.haiguinet.com

According to Freddie Mac to the latest data showed this week, the U.S. 30-year home loan mortgage rate fell to 4.87%, lower than the previous week's 4.94%. 15-year home loan mortgage rate was 4.33%,Home Mortgage lower than the previous week's 4.36%, but also the lowest since 1991, the 15-year home loan mortgage rate.

U.S. Mortgage Bankers Association (Mortgage Bankers Association, MBA), said such low interest rates help stimulate the demand for loans, Chase Mortgage Refinancingloan application has reached the highest level since 19 weeks. Since the beginning of the year, housing loan applications are rising.
According to seasonally adjusted figures, the last week, for the purchase of housing the number of applications for mortgage loans increased by 13.2% more than ring, so that MBA purchase index (Purchase Index) climbed to 306.1, Mortgage Payment With a Mortgage Calculatorsince January this year a new high. MBA reported that according to seasonally adjusted data calculation, as of October 2nd week of all mortgage loan application volume of four-week moving average increased by 4.2% in the chain, in order to refinance an existing home loan applications for mortgage loans than increasing the number of rings of 18.2% to 3377.1.

In the last week's total mortgage loan applications for existing mortgage loan refinancing application put forward by the proportion accounted for 66.3%; the previous week of the proportion of 65.3%. Home Mortgage InterestFloating rate mortgage loan application volume ratio of total applications from 6.2% the previous week fell to 6.1%. MBA's survey also showed that 15-year fixed-rate mortgage rates averaged 4.34% from the previous week fell to 4.32%, since the MBA began tracking such data in 1990, Mortgage Refinancing the lowest since. But the one-year adjustable-rate mortgages (adjustable-rate mortgages, ARMs) increased average interest rates, from 6.40 percent the previous week rose to 6.56%.
MBA's survey showed that last week, the U.S. 30-year fixed-rate mortgage rates averaged 4.94% from the previous week fell to 4.89%; Mortgage Rates15-year fixed-rate mortgage rates averaged 4.34% from the previous week fell to 4.32%, the MBA since the began tracking such data in 1990, the lowest value.

But the one-year adjustable-rate mortgages (adjustable-rate mortgages, ARMs) increased average interest rates, from 6.40 percent the previous week rose to 6.56%.

Want access to all the above-mentioned period the interest rate mortgages, 30-year fixed-rate mortgages have to pay an average of 1.13 points funds; 15-year fixed-rate mortgages have to pay an average of 1.04 points funds; Modification on Your Mortgage 1-year adjustable-rate mortgage loan applicants to pay an average of 0.30 points, money. 1 point is 1% of the total loan amount to prepaid interest to pay.


作者:bgyz2008海天文学 发贴, 来自【海归网】 http://www.haiguinet.com









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