1) If you are very conservative, you want to eliminate as much uncertainty as possible to maximize your utility function.(You get hurt more from rmb appreciation than you gain from rmb depreciation.) Moving the money now eliminates the uncertainty of future exchange rate movement, since you use RMB for your everyday life.
2) Furthermore, there is high probability of RMB appreciation of ~ 5% in a year as priced by the NDF (non deliverable forward) contract. That's as the best an estimate you can get at the moment if you want a forecast. So you should move now to take advantage of the further depreciation of $USD.
